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Fixed-Rate Mortgages

A fixed-rate mortgage is a home loan option with a specific interest rate for the entire term of the loan. Even with the specificity of the term of fixed-rate loans, there is a range of options.

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Conventional Mortgage

"Conventional mortgage" or "conventional loan" is a term you'll always encounter when shopping for a mortgage. After all, this common mortgage type is provided by most lenders.
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Condo Mortgage

A condominium, or condo, is one of the most prevalent forms of residence among working professionals in urban areas and young couples embracing the joy of first-time homeownership.
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USDA Home Loan

A USDA home loan is a zero-down payment mortgage for qualifying rural homebuyers issued through the USDA loan program.
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VA Loan

A VA loan is a mortgage provided through a U.S. Department of Veterans Affairs program available to active and veteran service personnel and their surviving spouses.
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Jumbo Loan

You may need a mortgage to finance the purchase when you buy a new property. A jumbo mortgage can provide you the larger funds traditional loans do not cover.
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FHA Loans

An FHA loan is a government-backed mortgage loan that allows you to buy a home with looser financial requirements. You may qualify for an FHA loan if you have debt or a lower credit score.
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Land Loan

If you're eyeing a piece of land rather than an existing house because you want to build from scratch, you probably won't be able to get a regular mortgage to finance the purchase.
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Same-Day Funds

"Same-day funds" is a term that refers to money that can be transferred or withdrawn the same day it is deposited into the recipient's bank account.
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This offer made by US Mortgage Lenders, LLC, NMLS # 1108258, 3440 Hollywood Blvd, Hollywood, FL 33021, which is not affiliated with your current lender, nor is it a federal government agency or a government form. This is not a credit decision or a commitment to lend.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
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